Will the Orthodontist Take My Insurance?

January 21, 2021 6:48 pm
Hand typing on a computer screen showing dental insurance information.

Orthodontic treatment can be a life-changing treatment. We’ve seen time and again how someone moves forward with more confidence once they’ve straightened their teeth. Most people also put more effort into maintaining their dental health when they have a straighter smile. We realize however, that orthodontic treatment is a major financial commitment and we often get asked how the cost works with dental insurance.

Orthodontic Treatment & Dental Insurance

We know it’s not a satisfying answer, but the fact is when it comes to whether or not your orthodontist takes your insurance and how much the insurance covers is “it depends.” Each practice decides which insurances to work with. You can confirm on their website or call the office before you decide to move forward with treatment. You’ll also want to confirm whether the practice is in-network or out-of-network with your insurance since that will affect pricing. At Summit Family Orthodontics, we’re proud to accept all major insurance providers.

Extent of Insurance Coverage

When it comes to orthodontic insurance coverage, some dental insurance plans include it and some don’t. The amount or percentage that each plan covers also varies. If your insurance plan covers orthodontics, see if there are conditions. Some only provide coverage if orthodontia is considered necessary for medical reasons, rather than cosmetic reasons. Sometimes, insurance plans only cover a portion of orthodontic treatment if the patient is under a certain age.

Ask Questions

Since there’s so much patient-to-patient variation between the cost of orthodontic treatment and the coverage of a dental plan, ask questions. Speak directly to your dental office and your insurance provider. Your dental office will be able to give you an accurate cost estimate for your orthodontics. They can also confirm whether or not they accept your insurance. Your insurance company will be able to explain your benefits, including how much your out-of-pocket costs may be.

Affordable Care at Summit Family Orthodontics

If you’re considering getting orthodontic treatment, we hope you’ll choose Summit Family Orthodontics. Our experienced team will help you find the best orthodontic solution for your specific situation. Don’t worry if your insurance doesn’t cover enough! We offer other payment options to make straightening your teeth fit your budget. If you have any additional financial questions, call our office in Littleton today to speak with one of our friendly team members!

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